If you are recently involved in an auto accident, it is important to seek the help of a personal injury lawyer and file an insurance claim, so you need to be aware of the claims process. You are required to file a claim with your insurance company if you are involved in a car accident involving property damage or injury. Ideally, car accidents must be reported within seven days to the insurance company because failure to follow the proper notification may deny the claim, as there are also statute of limitations that may apply when it comes filing a claim.
When you call your insurance agent or insurance company, be prepared to supply basic information and as much information as possible such as the name insurance policy number, the details of the vehicle (model, make, registration, and license plate number), and details of the accident (time, date, location, the other driver’s name and license numbers, extent of injuries, number of passengers involved, extent of vehicle damage, identification numbers and license plates of other vehicles involved, and description of the accident). Along with your insurance agent, the best person who can help you in understanding the coverage of your insurance policy and in filing a personal injury claim is a car accident lawyer. Once a car accident claim has been reported, you’ll be contacted by the claim’s adjuster who is assigned to your file, either it will be handled over the telephone or the adjuster will meet with you. In terms of knowing the coverage of your insurance policy, your claim adjuster can explain the full details of your insurance coverage, but having a car accident lawyer gives you confidence and assurance that you will receive the maximum compensation you deserve for your claim. Insurance companies tend to underestimate your damages, so better hire a car accident lawyer to best negotiate for a higher claim.
Your insurance company would need to determine who is the one at fault in the auto accident so they can assess the property damage and injuries sustained. After reporting the car accident to the insurer, the insurance company investigates the circumstances of the auto accident and will make a decision of who is at fault based on the Fault Determination Rules. The role of a personal injury lawyer is very important in any claims process, most especially if the insurance company seems trying to get away with its responsibilities or denying your claim. Allow us to give you free legal advice by visiting our website or homepage now. We can help you with your personal injury claim through the help of our expert and experienced lawyers.